Are you looking for individual health insurance?
Open enrollment ends January 31 each year. You may be able to get coverage after that time, if you qualify for a Special Enrollment Period.
Special Enrollment Period: February 1 to October 31
- You can get health insurance if you qualify for a Special Enrollment Period due to a qualifying life event – like getting married, losing other coverage, or having a baby.
- You will be required to provide proof of eligibility for the qualifying event.
Open Enrollment Period: November 1 to January 31
- During the OEP, anyone can purchase/change health insurance. You do not need to have a qualifying life event.
Where can I preview health insurance plans & prices?
The Federal Marketplace allows you to review, compare, & purchase health insurance. You can use the Marketplace to:
- Preview insurance plans and premiums from a variety of insurance companies
- See if you qualify for a “premium tax credit” to lower your premium
- Apply and enroll into a health plan, whether you qualify for a tax credit or not
What you pay for insurance depends on your income
- Under the Affordable Care Act, what you pay for your insurance depends upon your household’s expected annual income.
- This year, about 8 in 10 of the uninsured who are eligible for Marketplace coverage qualify for financial assistance to lower the cost of their monthly premiums.
Get a quick idea if your expected income is in the range to save
- If your income goes up or you lose a member of your household: You’ll probably qualify for a lower premium tax credit. You may want to reduce the amount of tax credit you take in advance each month. This way you don’t wind up taking more credits than you qualify for.
- If your income goes down or you gain a household member: You’ll probably qualify for a bigger premium tax credit. You may want to increase the amount of tax credit you take in advance so you have a lower premium bill each month.